Should I Buy or Sell a Home in 2025? Here’s What to Know
Should I buy or sell a home in 2025? That’s one of the most common questions we’re hearing right now. With interest rates still higher than a few years ago, low housing inventory, and changing buyer habits, many people are stuck wondering if now is the right time to make a move or if they should wait.
At Next Level Listings, we work with real estate professionals across Tennessee who are helping their clients decide what’s best for their situation. This blog is here to help you weigh the options in simple terms, whether you’re thinking about buying, selling, or doing both.
The Market Isn’t Bad, It’s Just Different
Let’s be clear: the market isn’t crashing. It’s just shifting.
Mortgage rates are no longer at record lows like they were in 2020 and 2021, and home prices have leveled out in many areas, but they’re not falling drastically. That means people are adjusting how they buy and sell, not giving up completely.
So, should you buy or sell a home in 2025? That depends on your finances, your future plans, and how long you plan to stay put. Let’s take a closer look.
For Buyers: Should You Buy a Home in 2025?
Here are some things to consider if you’re thinking of buying this year:
✅ Reasons to Buy Now
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Less buyer competition: You won’t be dealing with as many bidding wars as in the past.
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Sellers are more flexible: Many are open to offering closing cost credits or repairs.
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Rent keeps rising: Locking in a mortgage can offer more payment stability.
❌ Reasons to Wait
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Higher interest rates: Monthly payments are higher than they used to be.
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Limited inventory: You may have fewer homes to choose from.
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You’re unsure about your job or life plans: Waiting may be safer if you’re not ready to commit long term.
💡 Pro tip: Some buyers are exploring adjustable-rate mortgages, temporary buy-downs, or co-buying with family to offset higher rates.
For Sellers: Should You Sell a Home in 2025?
If you own a home, it might be tempting to hold off, but there are still solid reasons to list now.
✅ Reasons to Sell Now
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Home values remain high: Most homeowners have built equity, which means a profitable sale.
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Low competition: With fewer homes on the market, your property can stand out.
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Motivated buyers: Those still house-hunting are serious and ready to act.
❌ Reasons to Wait
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Fewer qualified buyers: High rates can shrink your buyer pool.
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You’re locked into a low-rate mortgage: Giving that up can be hard financially.
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Your home needs work: Waiting to update your property could help you sell for more later.
📸 Want to get more attention for your home? Check out how we help sellers showcase their listings with powerful visuals.
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If You’re Doing Both: Buy + Sell Strategy
Some homeowners are doing both, selling their current home and buying a new one. If that’s your plan, good timing and preparation are key.
Here’s how to make it easier:
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Get pre-approved early so you know your buying power.
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Use a leaseback or bridge loan to avoid moving twice.
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Work with a content team like Next Level Listings to make your listing stand out.
Well-marketed homes tend to sell faster, helping you move on to your next place with less stress.
What the Market Data Says
So, should you buy or sell a home in 2025 based on the numbers?
Here’s what the latest data shows:
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Home prices are steady, not dropping, in most major cities.
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Buyers are more selective and expect listings to look professional online.
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Listings with video and strong visuals generate more leads and sell faster.
📊 According to the National Association of REALTORS®, listings with video content get up to 4 times more inquiries than those without. That’s why professional content matters—especially in today’s market.
A Quick Decision-Making Guide
If you’re still wondering what to do, here’s a basic guide based on common situations:
| Your Situation | What to Consider |
|---|---|
| Paying high rent | Look into buying to stabilize costs |
| Downsizing or retiring | Selling now may unlock cash and freedom |
| Need more space or relocating | Start planning to sell and buy soon |
| Unsure about job or life plans | Wait and reassess later this year |
| Want to upgrade but rates are high | Refinance later or wait for better timing |
Final Thoughts: Make a Move When It Feels Right
The answer to should I buy or sell a home in 2025 isn’t black and white. The truth is, the best time to act depends on your lifestyle, goals, and what makes sense financially. There’s no pressure to “time the market” it’s more important to do what’s right for you.
At Next Level Listings, we work with agents, sellers, and buyers to create powerful content that helps homes stand out. Whether you’re just exploring your options or you’re ready to list, we’re here to help you take the next step with confidence.
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